Auto Insurance
Auto insurance covers you if you get into an accident with your vehicle. It also covers you if you cause property damage or bodily injury with your vehicle. We offer auto insurance coverage at The K V Agency in Pennsylvania to meet your needs. We offer various auto insurance coverage types ranging from collision to comprehensive.
Auto Insurance Requirements
Auto insurance is legally required in Pennsylvania. Your insurance policy must also have the following minimum coverage limits:
- Bodily injury for each person for $15,000
- Bodily injury for each accident for $30,000
- Property damage for each accident for $5,000
Liability insurance would protect you if someone were to file a lawsuit against you for injuries or property damage you caused with your vehicle.
Auto Insurance Coverage
You can choose from any of the following to protect your vehicle:
- Collision: If your car is damaged in a collision with another vehicle, your repair or replacement expenses will be covered.
- Comprehensive: Comprehensive protects you if theft, vandalism, storms, or animals damage your car. This will cover your repair or replacement expenses.
- Uninsured/underinsured: If your vehicle is damaged following an accident with a driver who did not have insurance, this will cover you. If you are injured, it will pay for your lost wages and medical expenses.
- Medical payments: This covers you if you are injured in an accident. It will cover your medical expenses and the expenses of your passengers.
- Roadside assistance:If you get a flat tire, have a mechanical breakdown, or have some other type of emergency, this will cover roadside assistance and towing expenses.
Quotes
To receive a quote for auto insurance, call us here at The K V Agency. We serve all residents in the state of Pennsylvania. Our agents will help you find the right type of coverage to meet your needs.